Borrower Onboarding and Loan Application
Aggregated API endpoint for borrower onboarding and loan application
Introduction
This api endpoint aggregates all the steps involved in borrower onboarding and loan application into a single api call. This api handles creating the borrower, verifying the borrower bank account details, and processing a default loan for the created borrower. To have a better understanding of the steps involved in onboarding a borrower, please check Borrower Onboarding
When the endpoint is called,
The system checks to see if the borrower with the provided identity number exists for the aggregator. If the borrower exists, the onboarding flow proceeds to the next step which is the bank account verification. If the borrower does not exist for that aggregator, the borrower is created under that aggregator.
Upon bank account verification; if the borrower has a bank account already registered, the onboarding flow proceeds to loan request and approval. However, if a bank account does not exist, the bank account is verified and added for that borrower.
Once bank account is done, loan request and approval is done. see Loan Request and Approval
See Borrower Onboarding and Loan Application endpoint below.
Get Country's States
GET
{{BaseUrl}}api/v1/account/all_state?country_code=NG
Endpoint to get list of states for a specific aggregator's country. Call this endpoint to get the respective states based on an aggregator's country before processing borrower onboarding and loan application
Query Parameters
Get Country's Bank List
GET
{{BaseUrl}}api/v1/account/signed_banks_country?country_code=NG
Endpoint to get all bank list for a specific aggregator's country. Call this endpoint to get respective banks before processing borrower onboarding and loan application.
Query Parameters
Get Sectors
GET
{{BaseUrl}}/api/v1/misc/sectors
Endpoint to get all sectors.
Get Aggregator Products
GET
{{BaseUrl}}/api/v1/misc/query_product_by_aggregator
Headers
Borrower Onboarding and Loan Application
POST
{{BaseUrl}}/api/v1/account/loan_application
Endpoint to process borrower onboarding and loan application.
Headers
Request Body
Get Loan by Reference
GET
{{BaseUrl}}/api/v1/eco/agg_search_loans
Endpoint to fetch a loan by using either aggregator generated loan reference or Advancly generated loan reference. The loan status can be found in the status field of the response
Query Parameters
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